I received a summons for December But my wage is already garnished. How does it happen with out my knowledge?

That is the way a wage garnishment works. Once the creditor obtains a judgment you are at their mercy. A garnishment is a proceeding in which...

What do I have to do to file bankruptcy

You should contact the Central Virginia Legal Aid office. They may be able to assist you, and more importantly, they will be able to interview you...

What is the interest rate on judgments in Virginia?

Complicated question, that does not lend itself to just an answer. In most cases, the interest rate in the contract will govern the interest...

Is this a case of fraud and misrepresentation?

Hard to say. In Virginia, a fraud requires a false representation of a material fact That the hearer relied upon That cause...

Is this a case of fraud and misrepresentation?

Hard to say. In Virginia, a fraud requires a false representation of a material fact That the hearer relied upon That cause...

Service of Process in Virginia?

While this is not valid service, it is valid NOTICE, and that means that you should defend. If you allow judgment to be entered, and go back to...

I received a garnishment summons they attached my bank account do I have to go to court

You are not required to appear at the hearing. It is more of a control date than a hearing date. The purpose of the hearing is to turn the money...

You should contest the Warrant in Debt. There are rules about how much before the court appearance you need to be notified, and this COULD be a...

How do i go about sueing a bank for discrimination

You should consult a consumer protection attorney. This appears to be a violation of the Credit CARD act or truth in savings act. Hard to tell...

Is this a violation of a stay and any othr violations? Do I have to wait until I get my discharge letter to do anything about it

Great questions. The stay violation is ok, but not great. The courts in Richmond do not like to give lots of money for stay violation. However,...