Debt Validation Noticed Continued

They are not required to send a debt validation notice to sue. See 15 USC 1692g[d] http://www.law.cornell.edu/uscode/text/15/1692g They can...

Initial Notice Debt Collectors

The presumption is that they mail them. This is why a lawsuit or counterclaim based on this ALONE is not a good claim. And, they often use...

Anything more I need to answer a summons (complaint)

I see that you have a deadline to file your response. You can also seek an extension to file your response. This is usually granted without a...

Can a creditor enact a bank levy on a supposedly 20 year old debt/judgement from another state?

You should definitely retain counsel in both Virginia and Texas. There are good consumer protection lawyers in both states. You can find one easily...

Selected as the best answer

Debt Collection in Virginia is an area that I practice, and I have lots of experience. The other answers are generally correct. However, I...

You can only be charged with fraud on a payday loan if the account was closed at the time you did the payday loan. The Virginia Payday Loan Act...

Was my vehicle rightfully repossessed?!

They are not required to send you notice before they repossess you automobile if the loan is the purchase money loan. The are required to send...

In the state of virginia, am i responsible for credit card debit in my husbands name only?

In Virginia, you are only responsible for the debts of another if you signed or co-signed or guaranteed the debt. There are a few exceptions, for...

I am being sued by a credit card company and I am on SSI.

I have some questions that are important. 1- are you being sued by a creditor or debt buyer? Debt buyers have a hard time with proof issues. ...

Credit card deducted a payment from my account that i did not authorized and the card is not even in my name, is that legal?

A debit of the non-debtor's accounts without permission is illegal. This act violates the fair Credit Billing Act, and the Electronic Funds...