Should I buy a couple of much needed but necessary items before I file for Bankruptcy?

Bankruptcy is set up by the Federal government, but each state sets its own rules on what you are allowed to keep. Your lawyer needs a complete...

Filed a Ch 7 BK, without reaffirming our two vehicles, is it possible to trade-in, the upside one without carrying the negative.

Probably not long. After bankruptcy, you can expect the repo man if you are maybe two weeks late. Especially, since you just told them you were...

Is there anyway to keep the house after chapter 7

Until about 2007, the mortgage companies were very predictable. They would let you sit two payments behind, when you got three back they wanted...

Yes, it sure sounds like your ex-roommate can file for bankruptcy after you sue her and win for unpaid rent. Especially if she has other debts...

My father signed over his home to my sister she owns a home and she is filing BK will my dad lose his home in the process?

The law books are full of reasons why people should not sign over property to their children; this is one of them. However, since dad wisely...

Secured debt

It looks like you will be over the Chapter 13 debt limit, of $360,000 unsecured. If you are in as much trouble as you seem to be, you should...

How can I avoid filing for bankruptcy if I am one of two parties involved in an outstanding debt of $120,000?

You probably cannot accomplish all three of those. In other words, you will probably have to give up some of your assets to avoid bankruptcy and...

Bankruptcy? Tax return?

Depends on who you are afraid will grab it. If you owe back taxes, as of January 1 the IRS has grabbed your refund--even if you haven't filed yet...

What is the process of foreclosure apply for people who has filed chapter 7 and discharged.

After the bankruptcy is discharged, the mortgage company has to go through the regular foreclosure process to foreclose you. I don't know how long...

Chapter 7 Bankruptcy waiting period for buying a house

My understanding is that you can get approved for a VA loan after bankruptcy two years after the discharge. And for FHA three years after the...