Archived
What's more important in a Ch 13 B.r case? The amount owed or length of time. Can I pay-off what I owe and be discharged early?
Robert's answer
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Answered on April 28, 2012
It depends on the Chapter 13 trustee and the Judge. Your lawyer might have a good guess, or might not. Sometimes offering to pay off early gets...
If I default on my credit cards, will my husband be affected and can they come after our home although my name is not on it.
Robert's answer
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Answered on April 10, 2012
If the cards are only in your name, they can't go after your husband's assets. There are some possible exception to this rule, for example in...
Is it too late to file for bankruptcy if my home has already been foreclosed and sold at auction?
Robert's answer
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Answered on April 05, 2012
In Virginia the lender is allowed to come after you for the difference between what you owe on the mortgage and what they get at the foreclosure...
Archived
Can I file for a ch. 13 to discharge house debt?
Robert's answer
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Answered on March 10, 2012
Like Lawyer Dorothy Bunce, I wonder how you know you "make too much money to qualify for a Chapter 7." If a majority of your debts are business...
Archived
What happens when your in chapter 13 and you file divorce in ohio
Robert's answer
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Answered on March 10, 2012
Keep your home from whom? The bank? The bankruptcy court? Your soon to be ex? Keeping the house is a bankruptcy issue and it's obviously also...
Can Wells Fargo garnish business checking acct for CC debt?
Robert's answer
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Answered on March 10, 2012
A bank is not allowed to reach into your account and pay itself back for a personal credit card. (A credit union can.) A bank can reach into your...
Can I go to jail in Virginia for refusing to hand over my car in a repossession?
Robert's answer
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Answered on March 10, 2012
It can be illegal in Virginia to hide your car. However, if you keep it in your garage, you are not required to let the repo man in. That's the...
Archived
I had a payday loan debt collector call and threaten with defrauding charges
Robert's answer
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Answered on March 10, 2012
Sounds like this was an internet payday loan. Those are illegal and know they are illegal and don't care. They make threats that are illegal...
Archived
Received my bill of particulars in the mail today for an old credit card debt i requested a trial for - what now?
Robert's answer
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Answered on February 29, 2012
Sounds like you have a chance to beat them. Some chance on your own--really strong chance if you get a lawyer. Consumer Litigation Services, in...
Archived
My 50/50% llc partner declared bankruptcy and left me with a building debt of over $900,000. what can I do?
Robert's answer
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Answered on February 23, 2012
As Walter said, you definitely need to talk to a lawyer.
I'll add just one thing. I'm not sure the LLC is the problem. If it has net assets,...
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