Archived
Can I appeal the dismissal of my chapter 7 for failing to attend meeting of creditors?
Robert's answer
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Answered on February 11, 2013
If its the first time you missed, if you file a motion to vacate the dismissal--and you've filed all your papers--the judge will probalby reinstate...
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Archived
If you have a chap seven and its discharged and you convert to a chapter 13 should i file a homestead deed?
Robert's answer
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Answered on February 10, 2013
Well it's hard to know without a complete picture of your situation, but I can say it's always safer to file one.
Archived
I hired and attorney to handled my bankruptcy case, I explained everything in my situation, i did not know nothing about what
Robert's answer
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Answered on February 08, 2013
Unlike Gary, I do charge to give a second opinion on how a case has been handled. And if I think it could be done better, I often take the case. ...
Archived
Can I refinance a mortgage discharged in chapt 7 bankruptcy after it modified?
Robert's answer
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Answered on February 06, 2013
The short answer is it won't be reported to the credit bureaus in any way other than bankruptcy. but that does NOT necessarily mean you can get a...
Archived
If i file chapter 7 can i keep my house
Robert's answer
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Answered on February 01, 2013
It depends...on your equity, on whether you are married...on whether you are current...lots of things. Figuring out the best way to handle your...
Archived
What are the debtors responsibility in a chapter 7 bankruptcy if they say their debt was not included?
Robert's answer
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Answered on January 31, 2013
They are not NUTS. They are in violation of the bankrutpcy discharge. And the debt collector is in violation of the FDCPA.
You can just let...
Archived
My wife and I filed Chapter 7 a few years ago. At the advice of our lawyer we didn't reaffirm the mortgage or car loan. I am
Robert's answer
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Answered on January 30, 2013
Reaffirming the car is almost always a bad idea, although sometimes it would help. Not sure it would have been smart here, since you say you are...
Archived
How do I know how to look up my case number to see if my discharge is being processed? How long must we wait? I live in VA.
Robert's answer
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Answered on January 29, 2013
Oops--first of all moving out was NOT a good idea. My link below explains why.
You should get your discharge two months and two weeks after...
Archived
If I file for bankruptcy, and receive an inhertance a year later will that be affected?
Robert's answer
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Answered on January 22, 2013
As long as the person lives for 181 days after you file the bankrutpcy, you are safe. If the person dies sooner, the bankrutpcy court can grab it.
Archived
The economy has caused me to default on acredit card the card company wrote it off another picked it up and has attached triple
Robert's answer
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Answered on January 20, 2013
If you had gone to court when you first got the warrant in debt from the outfit that "picked it uo" you might have been able to beat them. Too...
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