If I did not reafirm my Home loan and continue to make all the payments until it's paid off. Do I own the home or does the mor?

You do. I agree with Shaye and Jenny.

Judgment

You can try, of course. Obviously they know where you bank now, but they may not know where you work. So they might agree to a single payment...

No, not usually. I think something else is going on.

Can I ask to vacate judgment? Or have any defense?

Cap One dodges the Fair Debt Colection Practices Act by suing everybody in Richmond without using an attorney. Virignia law allows that and that...

How long must you reside in VA before filing Chapter 7

91 days gets you Virginia jurisdiction.

Can a C corp. file for bankruptcy on a house that was put in corp. name the day after President signed for and since died.

You are crazy to think a problem that complicated can be sorted out in an email. I wonder if somebody carefully talkied to a lawyer aobut...

I owe $2800 in emergency room medicle bills I cant pay

If they don't want to work with you, talk to a bankrutpcy lawyer.

Fileing chapter 13; repaying behind mortage and carpayments.

It's really handy if you have a locking garage. Because then you are NOT hiding them, but if the repo man comes to your house, tell them, call my...

What is the consequence for ceizing to make payments on food truck?

It depends on what you promised--wrote out of just said.

How should you approach a letter from collection agency for a delinquent account that is not yours?

It MAY be that the letter violates the FDCPA--and you have obviously researched that. So you might be able to sue them now. Jason Krumbein is one...