Filed 13 in 2009 was current on morgage the court did not make any payments.I missing 5 payments over the 5 years.13 was

You're not clear, but if you were five payments late, then I think you were five payments late????

Are collections agencies prohibited from removing collection accounts per FCRA once they are paid in full?

Dorothy is right. They are supposed to tell the truth. Some debt collectors don't care much about that, some say they do.

Does an ICD have to be protected in Chapter 7? If so, how would you price it for listing purposes?

Medically prescribed health aids are exempt--yours to keep--under Code of Virginia 34-28(6). I'm guessing used one have no value, but you would...

I'm being garnished too much and can not pay my bills now. What can i do? I was considering filing bankruptcy.

You are way overdue to find out more about filing bankruptcy. Besides stopping this garnishment, bankruptcy will cause an immediate improvement in...

Yes, your 401k plan is safe from the bankruptcy court.

There some hope you can trick them. Usually when you file bankruptcy, the timeshare people will offer to take it off your hands--so you don't keep...

Cashnet UASA internet loans usually end up in the hands of illegal debt collectors. That debt collector is certainly illegal, so you should not...

I am being sued by the city for emergency services costs but am destitute. However I'd like to address this properly if poss.

Unless you expect to inherit some land or money in the future, doing nothing probably works fine. If you later get a Summons to Answer, then you...

I have a garnishment against me, and am not able to work more hours or an additional job. I cannot pay this debt.

You are past due, to talk to a bankruptcy lawyer. Seeing a lawyer before they got a judgment would have been smarter, but it may not be too late. ...

Debt settlement with debt buyer with trial date set.

I'm agreeing with the other lawyers. There is arguably an FDCPA for them settling with you, but NOT confirming in writing. That could easily be...