Does it make sense for him to file for Chapter 13 bankruptcy? Or, should he work with a debt consolidator instead?

Don't know what you mean by "debt consolidator" but that terms covers a lot of scams. Be careful. Can your brother pay for part of the $40,000...

You need to talk to a lawyer who does Fair Debt Collection Practices Law, about kicking those debt collectors around for their illegal...

Why is this happening? I thought I had to be sued for a judgement before I could be garnished.

You need to get from HR a copy of the garnishment and see what court issued it. Then you can go down to that courthouse and see what address they...

Can a debt collector file a writ of fieri facas in a county and address I don't live in? Also the address is of my parents.

From what you are saying, it sounds like they already got a court judgment against you, so saying you don't agree doesn't help any more. I think...

6 year old judgement for credit card - is filing Ch7 BK my only option?

Those are pretty much your only options. You could try doing nothing and see whether they can really find you to garnish you, but that's not...

have a Warrant in Debt court date. However, I settled the account with the collection agency, and it has been paid off. What

Is the collection agency you settled with the same one that sent you the warrant in debt? When did you settle? This might just be paperwork...

How long does a bankruptcy stay in my credit history?

The bankruptcy itself stays for ten years; the debts discharged in bankruptcy for seven. But probably what you care about is how long does it...

Fighting a Warrant-in-Debt in Virginia - Bill of Particulars shows no contracts and no itemized transactions

You can sure try. In my experience Virginia Judges cut a lot of slack to corporations. But I don't know your judges there. You'd have a better...

Can I sue a collection agency who did not validate a zombie debt but has not reported it to any credit reporting agency?

Some Judges say that it's an FDCPA violation to send a letter on a debt that's too old--more than five years since the last payment is usually too...

You have three clear choices. 1 You can pay them 2 You can go to court and show you don't owe the money 3. You can talk to a bankruptcy...