Archived
If I file bankruptcy and I have a loan that has my car title as collateral, if I file that will they take my car?
Robert's answer
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Answered on September 15, 2016
The will take your care if you don't PAY--unless its not worth the trouble. (You didn't tell us how old it is.)
Ford Credit will take the care...
Archived
Chapter 13 Bankruptcy
Robert's answer
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Answered on September 14, 2016
Yes you can. Assuming the house is in both names. And sometimes its better if one spouse is in bankrutpcy and one stays you. It's also often better...
Archived
What do I have to do to file bankruptcy
Robert's answer
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Answered on September 10, 2016
Agreeing with Jason Krumbein. Maybe doing nothing will work fine for you; maybe you should file bankruptcy. That depends on a complete picture of...
Archived
What are my sister's options in regards to removing her name from a mortgage?
Robert's answer
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Answered on September 09, 2016
As a bankruptcy lawyer, I constantly wonder why these refinance to get my name off promises get into divorce settlements. Unless the spouse who is...
Archived
Can debt collectors transfer debt after they have been told the person is dead and has no estate?
Robert's answer
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Answered on September 09, 2016
They are not, directly at least, trying to collect from you. They are trying to collect from your deceased husband, if the bills are coming in his...
Archived
Wondering how long creditors have to reinstate amounts owed after a chapter 13 bankruptcy was dismissed?
Robert's answer
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Answered on September 06, 2016
Under Virginia law, if they leave you alone for five years, then they are too late. That five years would start when they got the last check from...
Archived
When is it time to file Chapter 7 bankruptcy?
Robert's answer
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Answered on September 01, 2016
the short answer is Chapter 7 is almost always better for your credit than Chapter 13. the long answer is you need to talk to a lawyer and go over...
Archived
I am under a bankruptcy umbrella with 3 years of not paying the (heloc of 100k). How can I reduce or get rid of this?
Robert's answer
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Answered on August 26, 2016
That's way more complicated question than you should be asking strangers, even lawyer strangers, on the internet. What does the lawyer you have...
Archived
If a civil suit has been scheduled can you stop it if you file a chapter 13 before the date of the hearing
Robert's answer
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Answered on August 25, 2016
The September 9 Chapter 13 will block the September 19 court date. (Unless you have two prior bankruptcies in the last year.)
Whether you'll be...
Archived
What do I do when I can't ever get a hold of my chapter 13 lawyer?
Robert's answer
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Answered on August 24, 2016
Make an appointment to see him/her in person. that usually leads to better decisions.
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