So where is my money really going? They closed my account but I'm still making payments? are they tracking that I am making them

You didn't tell us, but I'm thinking this is a car payment. Because of the bankruptcy, YOU don't have to make the car payment. That's what your...

How can I request a release of garnishment with a creditor?

Scott is right. Most of these credit management outfits are slightly better than scams. The legal ones, the ones who stay in business, survive...

Medical bills in collections.

For most people the best option is filing bankruptcy.

No. Not unless you signed for it in some way.

Lowering a wage garnishment?

You can talk to a bankruptcy lawyer.

Can I sue an ex for money owed on a cosigned loan?

I have to say they are paying a price for your irresponsibility. Why would you cosign for a loan to consolidate the debts of a guy you weren't...

My girl friend completed cosmotology school but the owner passed away some years ago..now sallie mae is coming for her for money

Sallie Mae does Federal student loans and also private student loans. There is almost no way to get rid of Federal student loans. But if private...

No, you don't have to show up. It's your bank that has to “show up” meaning they have to send in the money. You don't have to do anything. I...

My wages are being garnished for a personal loan that accrued back in 2004. What can I do about it?

I'm assuming they got a judgment against you some years ago, and just now started to garnish you. In that case you are long over due talking to a...

How is payment submitted to a Trustee in Chapter 13 Bankruptcy?

The court here in Northern VA wants to put a garnishment on your pay; you can plead to the judge to make an exception but it is very difficult.