When can i write off student loans?

Hardship is basically “paralyzed, never work again.” Recently the Chief Judge of the USA Bankruptcy Court in the Eastern District of Virginia told...

I live in Virginia. Do I make too much to qualify for Chapter 7 if my income is $63K?

You are thinking clearly. Even though you are slightly over the eligibility income cutoff, you might still qualify for Chapter 7 now, for example...

I can tell you one of my bankruptcy clients had the exact same problem and it took months to fix it, while she was driving around on expired tags. ...

Should I go to court?

You should always go to court and ask for a trial. Then in the hallway after you've asked for a trial, see if you can negotiate a settlement. ...

If your credit is bad enough, often debt collectors leave you alone, figuring you are too broke to pay anybody. When you start to settle with one...

How do I get a hardship to stop a garnishment against me ?

The bankruptcy judge cares full time about whether you can afford to pay your bills. That means other judges don't need to worry about it at all....

?if I file bankrupt and owe hospital bills from a PI settlement, can I add the hospital bills

Your bankruptcy lawyer needs to check with your PI lawyer. The legal question is whether you have "assigned" parts of the PI settlement to the...

In Chapter 7 bankruptcy, would a judgement awarded to me after my discharge date be an after-acquired asset?

This is a good example of why filing bankrutpcy without a lawyer can be a very expensive mistake.

Can a creditor skip wage garnishment, place a levy on my husband's checking account and also a levy on my checking account?

What you just said is why bankruptcy is in the law. the purpose of bankruptcy is NOT so Donald Trump can be President; it's so you can feed your...

If you are just trying to gum up the works for a short period, handling a Chapter 13 yourself may work. If you are actually trying to save your...