Sorry. In Virginia, once they got a judgment against you, which they probably did years ago, they have 20 years to chase you with a garnishment....

If they non-suited it, then no you do NOT need to go to court. looks like they DO want to work something out with you.

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Can a creditor call about a payday loan from 2010 and threatened me that it’s check fraud if I don’t pay it back

Scan. Don't be taken in, it's a scam.

Freedom Debt Relief advertises, bragging about how much debt they are "resolved." But their definition of "resolved" is squirrely. Resolved means...

I cant file chapter 7 until June 1st, can I stall creditors until then?

In Fairfax or Prince William you could stop now and they could not get you into court fast enough. I don't know about Rockingham, but I bet...

If a school loan that I am co signer on for my grandson goes into default, can they take my house or freeze my checking account?

Well it would take them a while and a lot of steps, but probably yes. Bankruptcy cannot clear student loans, but it MIGHT be able to reduce...

The "mediation" company is a debt collector and the threat is a violation of the Fair Debt Collection Practices Act. I'm guessing though that they...

What does a capias case mean if there is a date attached to it? Can you go to jail?

Not showing up for a summons to answer is a very bad idea. If you have debts you can't pay, for most people filing bankrutpcy is the safest and...

Can i have a wage garnishment if there were 2 court dates and i wasnt aware?

It's legal to garnish you if they got what's called a "default judgment" because you didn't appear at the court date. And they have 20 years to...

Can anyone recommend a debt-settlement attorney (Northern Virginia area)?

It's outside of my area but I'd be surprised if you could settle for less than 40 cents on the dollar. Once they have a default judgment against...