Dan Press is the smartest lawyer in the bankruptcy court in Alexandria.

How can I remove eviction from rental history.

Jason K is lawyer who is very good at tricky credit report issues Pay attention to what he said. One lesson is don't cosign for anybody you...

Ms Cloud is right. It comes off your credit report BUT you still owe the money and they ca still garnish you.

Can we keep the car if we convert from Chapter 13 to 7?

Maybe you do NOT need to get out of Chapter 13. The big bailout included a provision where you can add up to 24 months to your plan. Does that...

If I was served a garnishment summons, how soon will the creditor start taking my employment checks?

Yes. https://www.virginiagarnishment.com/post/the-garnishment-started-before-the-court-date.

Your employer is ordered to deduct 25% of your after tax income and mail it into the court on the "return date" pf the garnishment. If you file...

What are my options

You left out key info like how long did it take you to pay off the $1800. The way you tell it sounds shady. You MIGHT have a way to sue the...

Which one is a better option for applying for new job? Declaring bankruptcy or getting debts settled?

Agreeing with Jean, but more emphatically. Signing up with a "settlement" outfit means your credit report will just show all the debts are late. ...

Do I need to appear in court for a garnishment related to a HOA?

Did the garnishment pay them in full? Is being late on the HOA your only problem? Then you might want to do nothing. The the HOA is only part...

Will I get garnished?

The Court date on the garnishment is the STOP date, not the start date. Assuming they have hit the employer where you work or the bank where you...