Archived
How will my mother filing bankruptcy affect my credit when we have a co-ownerhip on a house going into foreclosure in MD?
Robert's answer
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Answered on September 29, 2010
If both you and your mother are on the loan then you are each legally responsible for the loan. If you are months behind on your mortgage then most...
Archived
How homestead deed works?
Robert's answer
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Answered on September 10, 2010
The Homestead Deed is a one time lifetime exempton, typically $5,000, and using it to stop an exemption is usually an exercise in futility since...
Archived
Can the county garnish wages if you are paying what you can afford?? we are already considered delinquent status.. please help!!
Robert's answer
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Answered on April 01, 2010
Unfortunately the answer is yes. Garnishment of your wages is based on your income/what you are earning and not based on what you think you can...
Archived
My car was repossessed. Should I let them keep it?
Robert's answer
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Answered on April 01, 2010
I would also add that a chapter 7 filing is another option. You would not be able to recover the car if you file a 7, but it would stop the car...
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Archived
How do I stop wage garnishments?
Robert's answer
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Answered on March 02, 2010
Your question is not perfectly clear, but basically, there are are only 2 ways to stop a wage garnishment. One is to negotiate with the creditor;...
Archived
Can my mothers socialo security & pension be garnished if she doe nnot pay a bill. She is 85 with stage 4 cancer and demtia, and
Robert's answer
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Answered on March 02, 2010
Social security and federal pensions cannot be garnished. They are exempt. Moreover, unless the creditor has a judgment against your mother they...
Archived
How so i recover garnishment money after i have filed bankrupty
Robert's answer
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Answered on March 01, 2010
The basic rule is this you can recover up to 90 days of garnished money prior to the date of filing your bankruptcy petition. Funds that were...
Archived
What paperwork is filed from a lawyer to stop garnishment of wages?
Robert's answer
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Answered on March 01, 2010
You will absolutely need a lawyer, always. Ok, I am kidding:) You can do this on your own.
You should have received a yellow form titled...
Archived
My sister just recieved a Warrrant of debt for a CC sold to another party.
Robert's answer
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Answered on February 28, 2010
Two separate issues. First, as far as the Warrant in Debt, do not avoid it. There is nothing to answer however. Simply go to court on the date that...
Archived
Is it legal to garnish my checking account prior to attending a garnishment hearing?
Robert's answer
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Answered on February 28, 2010
The garnishment hearing date is bit deceptive. It does not mean that the garnishment cannot start until the garnishment hearing date, but rather...
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