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Dear Lawyer, i have a illness that i had did a fmla that expired also short term disability for months which they denied.
Joseph's answer
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Answered on September 29, 2014
I am only seeing this post now. If you are bound to a wheelchair and you claim for benefits has been denied, then you need legal representation. ...
Archived
I work for capital one in fraud and security, and aetna provides our short term disability. I have been jerked around.
Joseph's answer
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Answered on September 29, 2014
If you feel that it was a frivolous denial, you have two options: get an attorney or do your own internal appeal. I always tell people to hire an...
Can my company require me to use all sick leave before using my short-term disability which has an 8 day elimination period?
Joseph's answer
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Answered on September 26, 2014
The above poster has given you great advice. Are you only worried about the 8 days elimination period prior to commencement of STD benefits?
Archived
I have SSDI and Cigna LTD. For Cigna ADL update, is it best to limit my dx and symptoms to the space provided or attach info?
Joseph's answer
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Answered on September 23, 2014
This is a very old insurance company trick. They limit the space provided for answers so that you only provide limited, vague answers. It sounds...
Archived
What things do I need to give/show/say to Mutual of Omaha on appeal in order to be approved for long term disability?
Joseph's answer
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Answered on September 22, 2014
I have written a guide on AVVO about how "doing your own appeal" is a very bad idea. If you make any mistake at all, its game over. Mutual of...
Archived
Im really confused...i pay extra to raise std and ltd from 60% to 66% and per doctors orders on modified work schedule
Joseph's answer
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Answered on September 22, 2014
Your post does not include enough information, but based on what is written, this is my best guess. It sounds like your policy has an "income...
Archived
What do u do when ur Dr. doesn't properly document issues and the LTD company comes after you? Just got records and so upset.
Joseph's answer
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Answered on September 22, 2014
As was stated above, you can get another appontment with the same doctor wherein you have them document everything. YOur insurer will likely still...
Archived
I was on LTD for a year and the other day I got a letter from my company saying I was terminated..
Joseph's answer
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Answered on September 22, 2014
I wont speculate on the employment law issue, but from the perspective of your LTD benefits, if you have been "released to go back to work," then...
Can my LTD insurer disallow me benefits after 2 years if my illness is only partially mental (their limit for mental is 2 yrs)?
Joseph's answer
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Answered on September 18, 2014
Sorry to hear about your problem, but great question. Insurers will always jump on that 2 year mental illness limitation, even if it doesnt...
Archived
Do I have to pay for the service of a Medical Doctor /Attorney to review my deceased wife medical records???
Joseph's answer
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Answered on September 17, 2014
I agree with the other posters. You should IMMEDIATELY contact a few medical malpractice attorneys and get them all researching it. Given the...
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