Long term disability for mental health

1) You can start the application now. Its better to have a decision before the "elimination period" is over. Inform the employer when you want,...

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Filling out long term disability form for Insurance Co

THe answer to your question is in the question itself. Im making some assumptions here, but you are likely participating in an employer sponsored...

If you get Ltd and you can't pay all of it back at once can a company garnish 78% of your wages to pay them back?

Yes this can be done legally, but that doesnt necessarily mean it was done legally in this case. THis is what you MUST do. Read the policy and...

Are short term disability and FMLA separate?

Yes you can "overlap" them. Many of my clients do that. Check into whether or not you can be fired while on STD according to your company. You...

How long do you have to be employed at a company to be eligible for short term disability ?

This is entirely governed by the STD policy. This is how most cases work: you are eligible immediately, but if you go out on STD within a year,...

LTD claim referred from STD once STD ended due to time limit.

Your question is a bit hard to follow. Why dont you want to file for LTD now that your STD period is up? If you dont file the claim, then it will...

I am on ssd and making 2437 monthly. HARTFORD LtD sent a letter requesting 66k backpay for overpayments but I already spent

To answer that specific question, you need a bankruptcy attorney. Another alternative option is as follows: You can seek to negotiate a...

How do I get a Ltd lawyer to look at my policy?

Generally, an LTD lawyer will look at your policy for free, upon request. However, if there is some reason why doing so would be useless, they may...

What to do if I was denied a LTD claim from a private insurer through my employer saying I had a pre-exisitng condition?

This is what you have to do. You have to gather up a few documents, and go speak with an attorney specializing in litigating LTD/STD insurance...

Short Term Dis from employer .Insurance paid 2 months. Denying claim now to Disability Qualification waited 33 days. Appealed

I am sorry to hear about your situation. WHat you have written is a bit hard to follow. It appears like you have appealed, is that correct? Your...