Archived
Can an outside ins. company close my claim where the one's I paid didn't do nothing at all ? And the job lied to everyone .
Joseph's answer
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Answered on February 08, 2016
I agree with my colleagues. I cant tell from your description what type of insurance is at issue (are you talking disability insurance)? It...
How long do I have to get attorney?
Joseph's answer
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Answered on February 08, 2016
The technical answer is you can hire an attorney anytime. I suspect you are really asking whether you have a claim, and that depends on whether...
Archived
I need an attorney to help appeal my long term disability. This wasn't ever filed as wc
Joseph's answer
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Answered on February 08, 2016
Your WC claim is now hindered by time. Furthermore, there is the strong potential that income from one offsets income from the other. However,...
Archived
How do I proceed with LTD? I've paid into it for 30 years and I'm unable to continue working,
Joseph's answer
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Answered on February 08, 2016
As other posters are stated you have to go through the process. Here is my advice. Look into SSDI (social security disability) while applying for...
Archived
Can a long term disability company ask for more than a social security back pay check?
Joseph's answer
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Answered on February 05, 2016
They can ask for just about anything. The real issue is do you have to give it. Offsetting is a rather recent phenomena in LTD disability...
Archived
Can I get paid for time loss or time I will loose or what can I do? This dose not seem right. I should be taking care of.
Joseph's answer
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Answered on February 05, 2016
As with the above posters, i am seriously concerned that the "check for $10,000.00" was a settlement of your claim. You should have lots of...
Archived
can i get some kind of work comp. from any of these, and get the best advantage . the right way to do it.
Joseph's answer
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Answered on February 04, 2016
You probably have a viable WC claim. However, you have not opened a claim, given notice to the insured, obtained authorization for treatment, or a...
Archived
Will this be considered preexisting condition preventing Long Term Disability coverage?
Joseph's answer
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Answered on February 04, 2016
The answer to this will lay in the policy language. Most policies have special provisions about whether they had notice of the preexisting...
Archived
ERISA LTD appeal extensions and allowed reasons
Joseph's answer
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Answered on February 04, 2016
The technical answer is no. You generally have 180 days to do an internal appeal to an "adverse claim decision." 2nd and 3rd appeals are not...
Archived
My employer's Long Term Disability service is making me apply for SDI and to appeal all denials. Do I need a lawyer?
Joseph's answer
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Answered on August 18, 2015
Just to expand on what was already written, as an attorney who specializes in LTD litigation, i warn all my clients against using any "attorney" or...
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