Have it ever happened that un-paid HOA can garnish one's paycheck?

Unpaid HOA dues can be a lien, but they are junior to the mortgage. If the first mortgage forecloses, it wipes out the lien and they are not paid....

Is it possible to garnish mypaycheck for HOA fee due after bankruptcy?

They can't garnish your paycheck without suing and getting a judgment. You owe them for the period from the filing of your bankruptcy until the...

My house is used for collateral for a loan and I am wondering if it will be discharged after a chapter 13?

If you surrender the collateral in a 13, the underlying debt is dischargeable. A Chapter 13 plan takes 3-5 years. A Chapter 7 may also work...

In a Chapter 13, you need to pay secured creditors at least the value of their collateral, unless you surrender the collateral. If the loan is...

Are old personal taxes/penalties and real estate taxes discharged in a chapter 13?

Real estate taxes are secured by the property. So while they are technically discharged - meaning the county cannot seek a personal judgment...

My house was foreclosed on in MD. I had two mortgages the first mortgage was sold to a servicer by Bank of America while they

While in my experience it is unlikely that a first mortgage will pursue a deficiency in Maryland, the second often does. And even if it does not,...

How can I keep my car, franchise restaurant and furnishings with Bankruptcy?

Chapter 13, or even Chapter 7, could work for you, depending on the values of the assets you want to keep and the amount of income that you would...

In a lot of debt and the only way I can stay afloat is to foreclose my home. Is foreclosure just as bad as bankruptcy?

Foreclosure is normally slightly less of a hit to your credit score than bankruptcy, BUT it can continue to be reported as a deficiency, so it can...

Can the Chapter 7 Discharge be over-turned/changed by the Debtor?

You may be able to move to vacate your discharge and convert if you act quickly, and if you can show that your actions are in good faith. Don't...

Claim chapter 11; am elible except for maybe 'cause a family member has me as co-owner of her account; has 26K..

You should be able to file Chapter 7 or 13 - no reason for an 11 from what you say. If the money in thye account is not yours, then you can...