My landlord is taking me to court for two years worth of unpaid water bills. In two years he never provided me with a bill but

The copies of the paid bills show only that someone paid them - which could be the landlord, not you. The question is whether you can prove you...

Chapter 7 341 attended in CA. Trustee tells my atty some new developments may allow him to get to my IRA. 704 exemptions used.

Mr. Markus is correct. No matter what state law exemptions you take, you can use 522(b)(3)(C) to exempt an IRA up to over $1 million in value. I...

Can creditors agree to subordinate claims during automatic stay?

Subordination of your claim to another creditor does not violate the stay. But make sure you understand what you are doing - depending on the...

Can a plaintiff continue to collect after I filed bankruptcy and the plaintiff filed an adversary complaint

I agree, as usual, with my learned colleague John Vos. The rent that accrued post-petition cannot be set off against a pre-petition debt. (If you...

My spouse and i need to file bankruptcy but can't figure out what type would be best for us to do because of our types of debts

You have a rather complicated situation that you need to discuss with competent bankruptcy counsel. Given your income, I would suggest that you...

Can we cram down our mortgage on rental property in chapter13?

In a 13, you can strip down the rental property mortgage to the value of the property, but you will have to pay that amount in full in your 5 year...

In addition to what the others have said, in MD it can be handed to the wife, and that is good service on the husband as long as he lives there.

Do I have any obligation to the bankruptcy court if my ex files 10 years after divorce? Is child support dismissable by Chap 13?

The child support is not dischargeable in the chapter 13 and has to be paid in full; the property distribution claim would be dischargeable in...

Can you keep your home and vehicle in ch7?

Whether you can keep the home typically depends on (1) whether you can stay current on the mortgage; and (2) whether there is any equity that you...

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In filing a civil suit against another person or company, do I have to state the dollar amount of damages I want?

In Va., you must plead damages in a sum certain.