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My daughter needs to file for bankrupcy, but she does not have any money. What can she do? What are her options?
Daniel's answer
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Answered on July 09, 2012
If she is in Northern Va., Legal Services of Northern Va. may either handle the case for free or refer her to a pro bono attorney (other areas may...
Archived
I want to file chapter 7 bankruptcy. Since I need my car for work, can this not be included in the filing ?
Daniel's answer
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Answered on July 09, 2012
There are two components to keeping a car in a Chapter 7 case: staying current on payments (and maybe reaffirming the debt), and exempting any...
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OUR HOME WENT FOR FORECLOSURE AND THEY ARE TRYING TO COLLECT MONEY FROM US, SHOULD WE HIRE A LAWYER TO HELP US UNDERSTAND?
Daniel's answer
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Answered on July 07, 2012
You should certainly consult with a lawyer. You may have defenses to this claim, and if not, you may want to consider filing bankruptcy.
Archived
Can a payday company sue me in civil court and take me to criminal court for check fraud
Daniel's answer
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Answered on July 07, 2012
Internet payday lenders make a lot of threats, but they can't do what they threaten. First, if they are not licensed in Va., they can't even sue...
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When filing excemption for wage garnishment in VA you can not earn more than $1750 per month is that before or after taxes?
Daniel's answer
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Answered on July 07, 2012
The dollar amounts are before taxes, but $1750/month would not be a complete exemption from wage garnishment.
Archived
Do you pay rent to landlord after chapter 7 is granted
Daniel's answer
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Answered on July 07, 2012
The landlord still owns it unless and until it is foreclosed upon by the bank, unless the bankruptcy trustee elects to administer the property. ...
Archived
Can I sue a creditor who proceeded with lawsuit after bankruptcy filing?
Daniel's answer
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Answered on July 07, 2012
You can sue, as they did violate the stay. The dismissal does not cure the stay violation, which would mean the judgment is void. If they knew,...
Chapter 11 bankruptcy: Is a cram down on mortgages still an option when the value of Real Estate is greater than debt owed?
Daniel's answer
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Answered on July 03, 2012
Because the property value exceeds the loan balances, there is nothing to strip/cram down. You can otherwise modify the loans, including...
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Virginia: When filing personal bankruptcy, will property owned by a corporation in which I am the sole officer be exempt?
Daniel's answer
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Answered on June 17, 2012
You can exempt the corporate shares under the Va. "homestead" exemption, but you cannot exempt the assets of the corporation - they are not...
Archived
Virginia, neighbor cutting field for hay. A small portion is on my property. Can he claim any rights to the land becuase of use?
Daniel's answer
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Answered on June 10, 2012
If the use is with permission, you don't give up any rights, but it is best to document that the use is permissive and that you have the right to...
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