If you are insolvent, own nothing, owe creditors and win a car & house, can creditors take it? (Winning House in FL)

If the house is in FL, and you live there as your homestead, creditors cannot take it. If you file bankruptcy before you move and after winning...

My wife is filing chapter 7. We have a mortgage together. Will her liability on the loan be discharged and leave me on the hook?

If she files a Chapter 7, her liability to the mortgage company will be discharged; it will not affect your liability - you will remain liable...

I would give it a few weeks (a month or so) to make sure that everything went through. The discharge should be reflected on the report by then;...

Vacating property after receiving our chapter 7 bankruptcy discharge?

Your need to vacate the home does not depend on the discharge but on what the status is of foreclosure proceedings. In Virginia, foreclosures can...

Vacating property after receiving our chapter 7 bankruptcy discharge?

Your need to vacate the home does not depend on the discharge but on what the status is of foreclosure proceedings. In Virginia, foreclosures can...

Should i file Chapter 7 or 13 and is there a certain amount of time to be able to file with something new?

Whether you can keep your vehicle in a Chapter 7 will depend on whether you have equity in it, and whether you can exempt that equity. In...

Can my wife and i file bankruptcy together..we live in the state of maryland.

Yes, if you are married you can file a joint petition. That saves money, as the legal fees are less than with separate cases, and there is only...

My husband and I have a partner in a piece of property that is filing for bankruptcy

If there is no equity in the property, and you stay current, you will not lose it. If there is equity, the trustee could try to sell it.

My car was repossessed. Should I let them keep it?

They will sell it and hold you liable for the deficiency. To get it back, unless they agree otherwise you will have to pay the full balance due on...

To risk or not to risk: mtg reaffirmation after Chap 7 filing in hopes of loan mod

Absolutely do not even think of reaffirming. A loan mod does not require a reaffirmation, and a reaffirmation would mean that you would be liable...