I'm 27 and have around $20,000 in debt from medical bills and one credit card bill. Should I file bankruptcy?

I would recommend bankruptcy only as a last resort, due to your statement of a chronic and ongoing medical condition. Under the bankruptcy code,...

Can you hand deliver or fax the grounds of defense for debt collection case to meet deadline of filing?

I am unaware of any courts which will not accept hand delivery. If you are able to hand-deliver it, this is probably the easiest way to make sure...

Can an old cash advance be discharged through Chapter 7 Bankruptcy?

If a debt was not included in your bankruptcy petition, then it may not be dischargeable. Under the bankruptcy code, if a creditor was not given...

I have found 5 more creditors since filing. My 341 meeting is in one week. How should I handle this?

While this is an unfortunate error, at this stage it is still one which you can rectify. However, you must begin to do so immediately, and I would...

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I had my bankruptcy hearing on Feb. 20, 2013, attorney not returning my call how do I find status of my discharge.

The easiest way to find the status of your case is to call the clerk of the Bankruptcy Court. For Suffolk, you should be in the Norfolk Division,...

I filed chapter 7 but my taxes are not filed...

While, unlike in a Chapter 13, there is no absolute requirement that you file your taxes in a Chapter 7, failure to file your taxes may still...

HELOC from Chase on foreclosed property in 2010

I would strongly advise against trying to game the statute of limitations in this case. If you have not actually moved to North Carolina, informing...

Garnish for $5528.07 the principle judgement is $3445.77 I have pd $3046.00 the interest is 4126.85 bill was from college pls he

Under Virginia Law, the maximum amount of funds which may be garnished are the lesser of 25% of your monthly wages, or the amount by which your...

I received a garnishment summons for a debt to a bank I have not used in over 8 years. What is the statue of limitations?

In the State of Virginia, a judgment obtained in the General District Court remains valid for up to 10 years. Therefore, if judgment was originally...

How to file a Motion to Vacate for bank account garnishment?

please be aware that the statute of limitations is known as an "affirmative defense," which means it must be pled in court by you in a timely...