If you file bankruptcy prior to the vehicle being sold, then the automatic stay should protect your vehicle from being sold temporarily. However,...

A creditor has a judgement and froze my checking account. Is my joint account at risk? Can I open a new account to pay bills?

Virginia law holds that individual creditors cannot garnish the assets of your spouse, but they may still garnish a joint bank account to the...

Can online payday loans be discharged in a chapter 7 bankruptcy in Virginia?

Yes, online payday loans can be discharged in a bankruptcy. However, it's possible you may not even need to discharge them. Virginia has several...

Payday loans companies are forbidden from doing business in the state of Virginia unless licensed in the state of Virginia. If they are unlicensed,...

Collection agency

Assuming that this debt is recent and that you actually owe the money, the unfortunately it is legal for them to try and collect a debt from you,...

Can a real estate attorney help me with a loan modification?

While no attorney can guarantee success, if you have been denied for a modification, an experienced attorney may be able to assist you in...

Can federal student loan refunds be levied?

There is a risk that your funds will be seized and garnished even if they are otherwise exempt from creditor process if they are placed in a bank...

Can I reopen my Chapter 7 Bankruptcy after it has been discharged to add a creditor?

If you do not give your creditor notice of a bankruptcy filing within a timeframe that will permit them to submit a timely proof of claim, then the...

In my experience, it is rarely necessary to reaffirm your vehicle loans in a Chapter 7 bankruptcy. If you state in your petition that you intend to...

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Is this normal?

In my experience, if a collection agency is refusing to give out information such as a mailing address, there is probably a reason why. They may...