James Patrick McNichol

I experienced electronic banking fraudulent transactions in my personal bank accounts. I reported these unauthorized transactions to the bank, and despite all my own efforts to prove that the transactions were unauthorized, the bank continually denied my claims. Eventually, I turned to James Patrick ...McNichol and his team at Kelly Guzzo PLC to help me resolve my problems. I found them to be very knowledgeable about the legal complexities involved with fraudulent transactions that may occur with one's bank accounts, such as the ones that occurred with mine. They were very thorough, patient, responsive to all my questions and other concerns throughout the litigation process, and committed to helping me resolve my issues with a positive outcome I was looking for. I am very thankful to Patrick and his team for everything they did for me. I highly recommend them for any financial troubles you may face in the future.

I had a bank account hacked into by sophisticated hackers, and $45,000 stolen. As it was a wire, it was not covered by Reg E, and the bank was trying to stiff me! I felt hopeless, but calling around led me to Pat McNichol at Kelly Guzzo. They were the only firm I found that had a contingency fee ...structure that could accommodate a case this small (but clearly large in terms of consumer loss). Over the course of the next year, Pat created a good outcome of recovery for me, and explained the steps in detail along the way. Highly recommended for this type of case.

Pat McNichol and his team at Kelly Guzzo represented me in a dispute over unauthorized charges with a credit card company. I worked with him for over a year. He was professional, thorough, and always very responsive. Pat aggressively represented my interests. I highly recommend Pat and Kelly Guzzo;... retaining them was the best thing I did in this process. Pat listened, he worked hard and got me the result I wanted.

We cannot thank Pat enough for the client-focused quality representation we received. He helped us successfully resolve a real estate matter against a national builder who tried to cheat us out of a home construction contract. He was very professional and always kept us updated on our case. He unders...tood what we were going through and worked tirelessly to ensure we got the best outcome possible. He leveraged his consumer law expertise to ensure our case was resolved without us having to pay a penny more to the builder. I highly recommend Pat to any consumer looking for a quality legal representation with a focus on helping people first!