Archived
Can I get a garnishment from a judgment on something that is no longer showing on my credit report?
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Answered on September 07, 2013
The short answer is yes, the garnishment can happen. Judgements are good for 10 years and can be renewed for another 10 years in Maryland. A...
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Can a credit card company foreclose on my home if they filed a lien against it?
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Answered on September 06, 2013
Yes. If they a judgement lien, they can foreclose that lien and sell the property at auction. They do however sell it subject to any prior liens...
Received rent intercept letter from landlords bank
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Answered on August 24, 2013
This is not an easy answer yes or no. A great deal depends on the letter you got from the bank and just what has gone on between the bank and the...
Archived
Debt Collection Scam!?
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Answered on August 20, 2013
You were right to tell them to see you in court and not give them any account information. Someone that will not identify themselves and that is...
Archived
Can an item exempt during a Chap. 7 filing be reported to the Credit Bureau as a bankruptcy debt?
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Answered on August 20, 2013
If you did not enter into a reaffirmation agreement, the debt was discharged. I am not sure what you mean by 'exempt'. Property is exempted in...
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Can I pursue ex-roommates legally for charges that are also in my name?
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Answered on August 19, 2013
You are asking several questions. First, if you are found liable on the fees, yes you can go after the former roommate. Second your liability on...
Archived
I have a judgement from a lawyer for a old rental company i had in 2008 they just got a judgement 2013 can the garnish my wages
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Answered on August 01, 2013
The basic answer is yes, your wages can be garnished on an old judgement. You may wish to consult a bankruptcy attorney. There are also...
Archived
We had a bankruptcy 3 years ago. We now have actual cash we can buy a home outright with. Will banks
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Answered on July 24, 2013
If you have cash, it should not be a problem. It sounds like you are thinking of buying a bank owned property. You credit rating three years...
Archived
A collection agency bought my foreclosed loan deficiency from the mortgage company.
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Answered on July 23, 2013
Your question is a little unclear, however, it sounds like the sale has gone through and be ratified. I deficiency decree is kind of a 'clean up'...
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I broke a lease with an apartment but had a co-signer on with me, I included the money due in my backrupcy. can they go after
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Answered on July 01, 2013
Your discharge in bankruptcy does not extend to others. Your individual liability was discharged, not the debt. In a lease were the liability is...
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