Although I practice in Maryland I doubt they can do anything. First the Staute of Limitations has probably run. And even if they obtained a...

I have sent a collection agency a cease and desist letter regarding a debt over 12 years old.

I believe that you may well have a claim under the Federal Fair Debt Collection Act so look that up. You have a Federal claim that can be brought...

Creditor has garnished my wages for wife's credit card is this allowed under CA laws stopping wage garnishment

Although I am in Maryland I can say that unless you agreed to be responsible on some credit card application that you should not be liable for your...

Wage garnishment on 20 yr credit card debt?

First thing to do is verify if the judgment hasn't lapsed. In Maryland they are only good for 12 years unless renewed. You can probably check that...

Can a judgment debtor request a lower amount on monthly payment plan

You do not "have" to pay any amount. But since he has a judgment against you that gives the Plaintiff alot of powerful tools. Still you may have...