Having an attorney to represent you in court is the best way. Maryland allows for lawyers to limit the scope of their representation. This...

Chapter 7 bankruptcy. If I refuse to sign reaffirmation with company who installed HVAC system. What will they do?

This is a very state-law specific question. Here are the major issues: Is the HVAC now considered a fixture? Do they have a valid lien? What...

A collection agency offered a settlement on a credit card that I paid but did not settle the account. Now they want more money

I absolutely prefer to have an agreement in writing, specifically outlining the terms the agreement, that doesn't always happen, but if you have...

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Did not reaffirm auto loan in chapter 7 bk. Discharge was granted. Want to do a voluntary repo. Can creditor report to bureaus?

If you did not reaffirm the debt, then the creditor should have reported that the debt was discharged in bankruptcy. Any other report is...

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Am I liable for a debt to a company that has gone out of business?

That depends on a lot of variables. If the company filed bankruptcy or was sold, then you may owe the money to another entity. If the...

When someone dies and does not have a will does an estste has to be set up?

Most definitely. When there is a disagreement between potential heirs things can get tricky. Please feel free to contact us. You can email...

I filed chapter 7 and it is in the the process of being discharged . I had a garnishment by Edd . I need to get the money back.

Step 1: Hire a lawyer. In the alternative. Send a letter to the creditor's attorney requesting turnover of the garnished funds. If they...

WILL MY WIFES ASSETS AND CREDIT BE EFFECTED IF I FILE CHAPTER 7 AND DO NOT DISCHARGE ANYTHING IN HER NAME?

Her creditors can come after her for her debts, not yours. If she is joint on any accounts, those will be her debts alone after your chapter 7. ...

I was summon with a continuing garnishment and I wanted to know is there is anything I can do about rejecting a garnishment?

Your options are pretty limited. Pay the debt, negotiate a different amount (unlikely), attack the judgment, or file bankruptcy. The most...

I have a question regarding a post-confirmation Chapter 13 modification of Schedules I & J. This is a 3 year, 0% payback plan.

I would suggest you ask your bankruptcy attorney, but I get the impression that you don't have one. This practice varies from district to...