Archived
Hi, I had a payday loan that i defaulted on the first payment because i got laid of 2 weeks after i took out the loan..
William's answer
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Answered on February 06, 2013
You are right to get something in writing. Even if you have to write it yourself, you should get someone there to sign off on your agreement.
Archived
Can I get out of paying these college fees if the college is phony?
William's answer
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Answered on February 06, 2013
There are a couple of people suing Everest. You could join one of those suits. Just ignoring them is a tough way to go, because student loan...
Archived
I settled a credit card lawsuit with the plaintiff.
William's answer
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Answered on February 06, 2013
Attend the conference until you have the dismissal in writing. They should report to the Bureaus within 60 days or so. I'd advise checking your...
Archived
What happens after i make arrangements with the collection agency for payments on a repossed vehicle; do they get to keep both?
William's answer
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Answered on February 06, 2013
Is it 15K after the vehicle was sold at auction? Paying it does not remove it from your credit report, but it does lessen the negative impact on...
Archived
Should I file a motion for judgment on the pleadings or motion to dismiss?
William's answer
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Answered on February 05, 2013
I'd recommend speaking with an attorney recommended by NACA.net. This is a national group of consumer rights attorneys.
Archived
I settled a 3 years old debt with Asset Acceptance and they just send me a 1099 c? How do I dispute? Thank you
William's answer
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Answered on February 05, 2013
It doesn't really matter much how much they paid for the debt. Take this to a tax professional as you may be able to claim insolvency to exempt...
Archived
Cash out Retirement during Bk7
William's answer
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Answered on February 05, 2013
If your case is already filed, probably wouldn't affect it, but you should speak with your bankruptcy attorney to be sure. If you don't have one,...
Archived
How do we get my husbands name off a mortgage with his exwife.
William's answer
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Answered on February 05, 2013
Typically the only thing that can help is to have her refinance the home and remove him from the mortgage. Bankruptcy could remove the financial...
Archived
What are my rights when an attorney will not provide proof of debt or a copy of original application for a credit card?
William's answer
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Answered on February 05, 2013
If he is suing you again, then you can request his supposed documents in discovery. If there is no active suit, but he continues to harass you,...
Archived
Are HOA Liens dischargeable through chapter 7?
William's answer
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Answered on February 05, 2013
No, the debt and the lien both stay until you pay them.
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