Archived
Judge ruled in my favor to discharge case against me in BK Court based on old Civil Case Judgment. How do I reverse civil case
William's answer
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Answered on March 11, 2013
What I would file for my client in this situation is something called a "Suggestion of Bankruptcy." I am not sure if this is the proper procedure...
Archived
Am filing chapter 7 can I file and keep my car? It's a buy here pay here and not reporting to my credit.
William's answer
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Answered on March 11, 2013
So long as you keep the car insured and continue to make the payments on time, you will probably not have an issue, however, as the other attorneys...
Archived
I was served for a nonpayment of an auto loan. I haven't been able to pay for it due to unemployment. What can I do?
William's answer
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Answered on March 11, 2013
No. They'll take the car, sell it at auction, then come after you for what's left over. They may not be able to garnish your unemployment, but...
Archived
Is there really no more way to collect from a borrower whose account is over 4 years old?
William's answer
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Answered on March 11, 2013
That just means you're potentially beyond the Statute of Limitations where you could use the courts to enforce your debt.
Archived
I walked away from my home in 2008. Final foreclosure date was in 2010.Wells Fargo sold the second mortgage to a collection
William's answer
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Answered on March 11, 2013
Chapter 7 is a legitimate option. You should speak with an attorney and review ALL of your options fully before making a decision.
Archived
How can I protect my bank account, which income is SS and a death annuity of ($274) from credit card collection and garnishment?
William's answer
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Answered on March 11, 2013
Go speak with a local consumer rights group or legal aid group in your area. They should be able to help you prepare exemptions to file in the...
Archived
How much will I have to pay on a 1099-C?
William's answer
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Answered on March 11, 2013
This depends on a lot of factors. In the event that they actually issue a 1099 C you should speak with a tax professional (and I don't mean one...
Archived
Can debt companies request my husbands information if he's not on my loans/debt?
William's answer
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Answered on March 11, 2013
They can ask, but you don't have to tell and I would advise against telling them anything specific about him.
Archived
My husband filed bankruptcy I did not. He lied saying I am the one supporting him
William's answer
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Answered on March 11, 2013
The divorce court should do it's own findings of fact on your financial situation and not depend entirely on the findings or pleadings from your...
Archived
I co-signed on a student loan for my (now) ex-sister in law.
William's answer
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Answered on March 11, 2013
Sallie Mae can come after you for the loans, that's just the way of the world, but you may still have a claim against her for contribution. They...
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