Archived
Payment crossed path w/ debt collector attorney letter to me, do i still owe $300 in fees if I was current by receipt of letter
William's answer
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Answered on June 03, 2013
Your legal obligations are found in the the HOA agreement by which you are bound. Generally speaking, I'd say yes, you owe this extra money now.
Archived
What schedules and forms do I list the creditor who is currently garnishing my wages?
William's answer
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Answered on June 03, 2013
Creditors and others to whom you owe a liability to are listed on either schedules D, E, F, G, and H. Garnishments and judgments will also need to...
Archived
I have cc debt from 12/05 in 4/09 a judge ordered a body attachment does this go away when the debt SoL expires?
William's answer
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Answered on May 22, 2013
The debt can reach the SOL, but there is a separate and longer SOL for judgments. If you can resolve the debt you should, otherwise you may want...
Archived
Can I sue if Patient 1st keeps sending letters threatening to not serve my family members if I do not pay my bill?
William's answer
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Answered on May 14, 2013
There is nothing wrong with what they've said. They cannot make untrue claims. Even the FDCPA allows for threats of legal action or continued...
Archived
Can my wages be garnished for an old debt that's been charged off and even fallen off my credit report. It's over 7 yrs. old ?
William's answer
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Answered on May 02, 2013
In Maryland, most debts have a 3 year statute of limitations. Judgments, however, have a longer Statute of Limitations.
If you've been served...
Archived
What Are My Rights As A Cosigner To An Auto Loan If The Primary Is Not Making The Payments?
William's answer
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Answered on April 29, 2013
This sounds like it's not the best of relationships and you may continue to regret your decision to co-sign on this loan. I had written an article...
Archived
I defaulted on a car loan in 2009 and can't meet payment arrangements--what should I do?
William's answer
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Answered on April 29, 2013
I answered this question on my website not too long ago. I've included a link to the answer. I hope this helps!
Archived
Can a UK credit card debt be collected in the USA and can it impact USA credit scores.
William's answer
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Answered on April 11, 2013
I believe the answers are yes and yes. Although I'm fairly certain that the statute of limitations on debt as it's applied in the District of...
Archived
I have a federal student loan garnishment. Is there any way to get out of garnishment and make payments to the government again?
William's answer
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Answered on April 11, 2013
Call the original lender and ask. Otherwise, look at re-consolidation options. One that is relatively new is the William Ford Direct Loan. It...
Archived
Froze account...
William's answer
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Answered on April 10, 2013
Judgments almost always carry interest. If it is not granted by law, then the judge usually adds it in on the final order of judgment. You're...
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