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Thomas C Valkenet's Answers (3043)

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My deed of trust has a legal description of a parcel in another county, not mine. In Maryland, can I be foreclosed on?

Thomas's answer | Answered on August 07, 2014

We see this issue often. It doesn't change your loan obligation, but it impairs the lender's lien on your house. It can be a significant issue in...

Archived

Bought a house(owner financed)the taxes& deed are in our name the loan in the seller's name, now he wants out of loan. options?

Thomas's answer | Answered on August 06, 2014

If the loan is evidenced by a signed agreement, then what is written determines your rights and remedies. And if the loan is secured by a mortgage...

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How good is witness in a court of law? If there is no other evidence but just few witness who said they saw.....

Thomas's answer | Answered on August 06, 2014

Eyewitness testimony is both the most common form of direct evidence, and it is often the most unreliable. Your trial attorney will apply his...

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My husband pass away back in January, and he had a 401k plan setup and the job trying to keep the earning. what can I do

Thomas's answer | Answered on August 06, 2014

You want to discuss this with a lawyer familiar with ERISA, which stands for Employee Retirement Security Act. There are strict federal laws on...

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1. my husband wants to file bankruptcy, we have no equity and I would rather not. do I have to and what would happen if I

Thomas's answer | Answered on August 05, 2014

You might benefit, together, from a Ch. 13 filing as opposed to a Ch. 7 filing. You should both meet with a Frederick area bankruptcy lawyer to...

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I inherited my mother's house, and I rent it out. Is that inheritance income counted towards my overall income with regards to c

Thomas's answer | Answered on August 05, 2014

The "interest" in the house relates to the ownership interest. But once you take ownership (a recorded deed), then the money collected as "rent" is...

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How can I get money taken off my name (credit card) if my father used my card without my knowledge in 2011?

Thomas's answer | Answered on August 05, 2014

You only have a shot at this if you are willing to give the credit issuer a fraud affidavit. That is where you must actually accuse your father of...

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Can I use some elses back account for my direct deposit?

Thomas's answer | Answered on August 05, 2014

Probably not. And why would you? If you name is not on the account, then it is deemed "his" money. Open your own account, establish your own...

Archived

I live in Maryland. Can another resident as me for identification?

Thomas's answer | Answered on August 05, 2014

Relax. Asking a question is not illegal, even if it might be rude. Exercise your own right to respond "it is none of your business."

Archived

Can a police officer stop your car without reason?

Thomas's answer | Answered on July 31, 2014

Definitely not the entire story. For instance, what did the cop say to the driver as a reason for the stop? And for what stated reason was the...