The monthly payment for chapter 13 is not just too high it is also too long. How would be know it should be 3 yr. or 5 Yr.??

Completing the B22 Means Test Form will indicate both the amount of disposable income that might be required to be paid under a Plan in a Chapter...

Can the creditor repossess and sell my car since I was discharged before the reaffirmation agreement was signed?

Among the facts you pose appears to be the fact that your vehicle is collateral not only for the financing of its purchase and the amount you owe...

Under Ch. 7/Means test I need clarification on the definition of consumer debt as it relates to a rental property.

At the time of the 2007 mortgage debt, the condo was not your residence, so the purpose of the debt was for business purposes and is not a consumer...

Filing a fraudulent Chapter 7 bankruptcy petition to avoid foreclosure.

If a bankruptcy case is re-opened, the case picks up where it left off (but with the advent of dire consequences, such as those described by my...

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Does he have to file a claim for non-dischargeable debt in order to be considered outside of the discharge of debts ?

In Chapter 7 generally any obligation arising before, on, or after the date of the filing of a bankruptcy case incurred in connection with or...

Violation of stay and discharge?

Auto pay instruction was most probably given in writing to your creditor and to the bank and needed to be countermanded/withdrawn in writing, but...

What must a person do to be declared 'Insolvent'? Or would bankruptcy ba a better option?

Generally under State law you can file a pleading in the State Court case in which the judgment may have been entered against you called "Claim of...

Consult with an attorney in whom you have confidence. There are several ways of avoiding liens, but the outcome will vary based upon several...

Can my new husband's income and assets be garnished/levy for a repossessed car I co signed for my ex that is in collections?

No, you do not get liability by getting married. Your new husband does not have liability for the any balance due on a contract he did not sign. ...

If a court gives judgement against me for a credit card bill due and is unable to collect from me, can they go after my spouse.?

Generally speaking, a person does not get liability by getting married. If your spouse did not sign the credit agreement, then your spouse would...