When filing chapter 13 does everyone in the house hold count even if they are over 21 my son-inlaw works but doesn't contribute

It is irrelevant what you made last year. What is relevant for purposes of the means test is what you made during the six month period ending the...

Can creditors garnish Social Security payments?

Ordinary creditors cannot garnish Social Security payments unless you deposit them in an account with funds from other sources. If you do that...

I was recently told that banks are actually required to freeze debtors' bank accounts when they file a Chapter 7 case. The rationale behind it is...

Can i do anything if someone declares bankruptcy against me?

You are free to file suit against your brother for the money he owes you until he files a bankruptcy case. If you obtain a judgment you can go...

Hold placed on bank account by collector

You could go into state court and try to argue that the court should vacate the judgment. This could be difficult at this point. The person's...

My Chapter 7 BK is discharged the Attorney never re-affirmed my vehicle loan or home Now, I have an active open Repo.

It is not always possible to reaffirm a vehicle loan. If you were behind on the loan the creditor may have opted not to send you a reaffirmation...

We had to file chapt. 7 bankruptcy, it has been discharged but the bank has not foreclosed, who owns it?

As long as you surrendered the house in your bankruptcy case you will not owe the property taxes and do not need to pay them. You will owe...

If a lawyer representing a creditor for collections has communication with current address can they garnish using previous addre

If the creditor did not serve you properly you will need to move the court to vacate the judgment against you. If you do not know how to do this...

Other than the initial form to waive the bankruptcy fees, do I need to submit any other forms, like paystubs or any documents

You are required to provide at least 60 days of paystubs and proof of any other income received during that time period to the trustee or the court...

I have been ill for many years and have not paid a debt. i am trying to pay the debt but the attorney will not call me back

The collection agency or attorney's office does not have any obligation to settle with you. If they are suing you then you need to file an answer...