Will my house payments go down to insure I can afford my house after bankruptcy?

You cannot force a lender to adjust the principal or interest on the first mortgage on a primary residence in bankruptcy. You may be able to...

Reaffirmation in Chapter 7

It is your choice as to whether or not you request a reaffirmation agreement from your lender(s). You do so by indicating whether or not you'd...

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Chapter 7 bankruptcy house not reaffirmed

My colleague is absolutely right. The lender can only foreclose on the property. Any personal liability you had to the lender should have been...

I hired a bankruptcy attorney to file my bankruptcy almost two years ago and he keeps making excuses with no court date in sight

I agree with my colleagues. I'm interested to know what the excuses are. Perhaps something has changed which prevents you from filing the type of...

Can we keep our home when converting a Chap 13 to a Chap 7 due to being laid off?

The answer depends. If you have no equity in the house at the time of conversion you should be fine. Just stay current on the mortgages, and make...

Which debts are discharged in Ch7 bankruptcy?

Some debts are automatically excluded from discharge. Some examples are certain taxes, student loans, government fines and penalties, criminal...

Do I have to keep the same attorney to change from a chapter 13 to a chapter 7?

No you can switch attorneys at any time. However, your attorney may not charge you for the conversion from 13 to 7 (other than the filing fee). A...

If you are insolvent, own nothing, owe creditors and win a car & house, can creditors take it? (Winning House in FL)

Even if you move you will be stuck using Maryland exemptions for a long period of time. So it won't matter much whether you file in MD or Florida....

If you win a car in a raffle in Maryland, and move to Florida, can creditors take it even if it is ur only vehicle?

You should speak with an attorney before you do any of those things. You need to watch for fraudulent transfers which can be undone for 3 years in...

How much does it cost to file chapter 13 in maryland

The cost will vary depending on the complexity of the case and the attorney. The filing fee is currently $274. The attorney may charge either a...