Archived
If i go bankruptcy do i have to put in my sears,jcpenny,and kohls, victoria secret that i paid off already
Alon's answer
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Answered on April 17, 2010
When you file you must list all of your debts. But if you paid off these cards and they now have a zero balance, you do not need to list them on...
Archived
How many years do I have to wait to fil a second chapter 7 bankruptcy
Alon's answer
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Answered on April 14, 2010
Technically, you can file a chapter 7 case at any time (so long as you are not already in an active bankruptcy case). But you can't get another...
Archived
If i filed for bankruptcy chapter 7 in nov. 2002 and it was discharge in march of 2003. can I file again?
Alon's answer
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Answered on April 14, 2010
I agree with Mr. Markus. You can file another case whenever you want. But you wouldn't want to do that unless you could receive a discharge in...
Archived
Converted chapter 13 to chapter 7 turned in my second car and now will have to turn the only other carb and can't get a loan
Alon's answer
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Answered on April 14, 2010
You should try calling 722 redemption funding (http://www.722redemption.com/). They have helped my clients purchase vehicles during the pendency...
Archived
If I have a car repoed in the state of Texas, what is the worst that could happen?
Alon's answer
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Answered on April 14, 2010
The creditor can sue you and get a judgment. They can then garnish your wages or put a lien against your property. They can report the...
Archived
Filed Ch 7 and surrendered house. Why 2 years later does bank say we still own house?
Alon's answer
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Answered on April 14, 2010
Just because you filed the bankruptcy and received a discharge doesn't mean that you don't own the house. It only means you don't personally owe...
Archived
Chapter 13 hopefully being converted to a 7. And why is it important to have your girlfriends income involved makes no sense.
Alon's answer
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Answered on April 14, 2010
The argument can be made that the girlfriend's income is relevant if she's part of your household. Sometimes it is difficult to determine who pays...
Archived
Had a vehicle that was repossessed. Now debt collector is calling. What are the ramifications?
Alon's answer
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Answered on April 14, 2010
You should consult with a bankruptcy attorney to see if it makes sense to file. The answer depends on how large this debt is, how much other debt...
Archived
We are currently in chapter 7 and just received a call from our mortgage company saying that we might qualify for a loan mod
Alon's answer
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Answered on April 14, 2010
First, since you have an attorney speak to him/her. See if they will help you through the loan modification process. Second, the creditor is...
Archived
My car was reposed from were i bouth it now i get a phone call saying that i owe them money what do i do.
Alon's answer
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Answered on April 14, 2010
Normally when a creditor repossesses a vehicle they sell the vehicle at auction. If they are not paid in full they have the right to go after you...
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