Foreclosure and Chapter 7

In addition to what my colleague has stated, I wanted to point out that your client may consider converting to a Chapter 13 or Chapter 11 case if...

Forclosure and Bankrupty

It depends on your situation, the type of mortgage you have and which state you live in. Depending on the type of mortgage you have and the state...

Self-employed and considering bankruptcy.

You may want to get a second opinion. You definitely want to discuss the possibility of filing either a Chapter 13 or Chapter 11 case before you...

After reposessing my motorcycle, HSBC wants me to pay the balance. Am I obligated to do this?

After a repossession you normally owe the difference between what you owe the lender and what the lender was able to recoup after selling the...

If Capital One filed suit against you and you were not properly served you may be able to vacate the underlying judgment which allowed them to put...

Can a mortgage company say you owe house payments for a whole year when you were in the middle of a forbearance agreement?

Once you filed the bankruptcy case the forebearance agreement most likely was terminated (if not terminated prior to that). The mortgage company's...

Absolutely broke - how do I file bankruptcy?

In my opinion, now may be a great time for you to file a bankruptcy case. You see that even though you have no assets or income, you still lost...

Chapter 7 Bankruptcy Exemptions?

I personally handled a case involving MO exemptions. It was for an individual who had moved to Maryland from Missouri. The exemption scheme is a...

What happens if one can successfully obtain a loan modification during a chapter 13?

I write this with all due respect to my colleague. I am a Maryland attorney and as far as I'm concerned the debtor must always obtain the court's...

I was just served on Sunday for an old credit card debt. Do i contact the law firm that is suing me?

You should see an attorney because, especially with an older debt, it may be possible to raise defenses such as statute of limitations to resolve...