Archived
I am a creditor and got a call from debtor that he filed bankruptcy but did not list us in petition.Can we collect?
Alon's answer
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Answered on April 28, 2010
No you may not collect from the debtor while the debtor is in bankruptcy. When the debtor filed the bankruptcy case the automatic stay immediately...
Archived
Can i file?
Alon's answer
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Answered on April 28, 2010
You should see a local bankruptcy attorney to discuss your options. It may be best to file for you, your husband or both of you. It is pretty...
Archived
Filed chapter 7 and atty did not allow a reaffirmation. Will the bank allow me to refinance my Home Equity Loan???
Alon's answer
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Answered on April 28, 2010
I'm assuming you mean modify as opposed to refinance. Most banks (at least many that I've dealt with on behalf of my clients) will not allow you...
Archived
Lawsuit settlement received after bankruptcy
Alon's answer
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Answered on April 26, 2010
I'm assuming that your bankruptcy case is over and you've received your discharge. The answer depends, in part, on whether or not you disclosed...
Archived
Does my husband have to file bankruptcy with me?
Alon's answer
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Answered on April 26, 2010
Whether or not your husband may need to file a bankruptcy case depends on how much debt he has. If he is just an authorized user on your accounts...
Archived
Is codebtor credit score affected by chapter 7
Alon's answer
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Answered on April 25, 2010
I agree with my colleague. This should not affect the credit score of a codebtor, even though the bankruptcy filing of the debtor may appear on...
Archived
If I file chapter 7 bankruptcy for my LLC, will I be personally liable for the LLC unsecured debt, particularly credit card debt
Alon's answer
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Answered on April 25, 2010
You will be personally liable for the debt if you are a co-signor, co-obligor or personal guarantor. Check your credit report and if there's any...
Archived
Can I file separately without my husband?
Alon's answer
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Answered on April 25, 2010
You can file alone. However, you will be required to provide your husband's tax returns and income information. His income and expenses will...
Archived
Will my car be repossessed if my Chapter 13 Plan is discharged?
Alon's answer
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Answered on April 25, 2010
It depends on where you now stand on this particular loan. It is possible that you have paid the arrears in full through the plan, in which case...
Archived
I am 50 years old and I will be getting married soon. My fiance declared bankruptsy 1 year ago. Will my credit be affected?
Alon's answer
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Answered on April 25, 2010
Your credit will not be affected unless you had joint debts with your fiance when your fiance filed the bankruptcy case. If you did, it should...
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