Archived
I am in a chapter 13 and i bought a car while in the chapter 13. i returned it and am being sued by the creditor. can they win?
Alon's answer
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Answered on May 13, 2010
Your attorney probably told you that because you didn't option the court's permission to finance the purchase of the vehicle. Since you have an...
Archived
Chapt 7 Do the courts notify my creditors?
Alon's answer
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Answered on May 08, 2010
The court notifies your creditors. However, if you add creditors after the case is filed it is your responsibility to notify the added creditors. ...
Archived
Bankruptcy 7 Unemployment & the Social Security Act
Alon's answer
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Answered on May 08, 2010
I agree with my colleague. If you don't list the income on the means test, prepare for a battle with the U.S. Trustee. I am a Maryland attorney...
Archived
Bankruptcy 7 What type of expense would $300 Driving School and Permit for my 16 year old son go under?
Alon's answer
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Answered on May 08, 2010
It doesn't really fit into any category on Schedule J so I'd put it under "other expenses" with a description, just as my colleague has suggested. ...
Archived
I have filed and discharged a chapter 7 in February of 2009
Alon's answer
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Answered on May 08, 2010
The 2nd was discharged in your chapter 7 bankruptcy. However, you still must pay the 2nd if you want to keep the house because the lien still...
Archived
I heard there was a way to file Chapter 7 and still keep your house...is that possible?
Alon's answer
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Answered on May 08, 2010
If you can't make the mortgage payments you will eventually find yourself in foreclosure. The best thing you could do for yourself is to try to...
Archived
What is rules on a vehicle that was in a car accident that was a total loss after BK filed?
Alon's answer
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Answered on May 08, 2010
Since you have an attorney you need to ask him for an answer to your question. He is much more familiar with your case than anyone on this site. ...
Archived
Our bankruptcy was discharge about 2yrs ago and we still are getting notices from the house we gave up??
Alon's answer
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Answered on May 08, 2010
I agree with my colleague. This is a problem for a lot of debtors. In addition, if you have an HOA, you will likely be responsible for all dues...
Archived
Financial help
Alon's answer
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Answered on May 08, 2010
I agree that it is difficult to understand the extent of your problem. It sounds like you signed a note in exchange for the lender accepting a...
Archived
How soon can I file for Bankruptcy after I divorce my husband without him being affected financially?
Alon's answer
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Answered on May 08, 2010
His income must be listed on the means test as long as you are married. However, once you are legally separated, you may deduct the portion of his...
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