Howard J. Bernstein

I have extensive experience handling Social Security Disability/Supplemental Security Income claims throughout the country. I have handled thousands of claims. My firm can handle claims at any level, from the initial application to the actual hearing. I have a thorough understanding of the applicable laws and a proven track record in this area of law.

I have handled hundreds of consumer bankruptcy claims involving Chapter 7 and Chapter 13. I am up tp date on all the recent laws and have a background in the mortgage and financial industry.

I handle consumer bankruptcy cases and have represented hundreds of clients who have filed for Chapter 7.

I havehandled hundreds of claims for clients who have been denied their long term disability insurance. Most claims are governed by ERISA if the policy was obtained through your employer. If your claim is governed by ERISA, you must file a lawsuit in federal court to recover your benefits. If you are self employed or bought a private long term insurance policy, your claim is most likely governed by the state law in which you reside.