Archived
Do we have to continue paying homeowner's fee and water bill on a house that is being foreclosed? Can Wells Fargo finish?
Robinson's answer
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Answered on August 23, 2012
Short Answer: After bankruptcy discharge, you are still responsible for the HOA fees (accrued after filing bankruptcy) because that is a new debt....
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Can a bank foreclose on a property that has a co-owner on the deed but not the mortgage.
Robinson's answer
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Answered on August 21, 2012
Look carefully at the mortgage documents. When you have A&B on title, and only A is on the mortgage, B is required to sign a Deed of Trust. This...
Archived
My house was foreclosed on and sold .Paper work said there is $ 13800 balance.Are they gonna try and get it from me?
Robinson's answer
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Answered on August 20, 2012
They usually do not pursue smaller balances. However, even if they do, you will have options such as negotiating the debt, bankruptcy, and payment...
Archived
My ex-husband is filing bankruptcy and letting the house go. I am on the title, not the mortgage, can they come after me?
Robinson's answer
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Answered on August 20, 2012
No - they cannot come after you for any monetary responsibility. The NOTE is the only thing that obligates you to pay money to the lenders.
Archived
Have second home under water. first mortgageer has agreed to loss, 2nd line of credit has accepted $8500 from first mortgager
Robinson's answer
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Answered on August 20, 2012
If you are on the Note, you are responsible. Considering your job situation, it may be in your best interest to explore bankruptcy - as it will do...
Adding a Spouse to title during a refinance
Robinson's answer
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Answered on August 17, 2012
NO. Only a DEED will properly place you as an interest holder in the chain of title. This is surprising since a Quit Claim Deed is a very, VERY,...
Archived
I want to ask a bout a personal gurantee issue
Robinson's answer
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Answered on August 17, 2012
Unfortunately, the creditor can pursue any guarantor. The person being sued/garnished should typically include the other liable parties in this...
Archived
In a debt copllectiong (written agreement - apt lease) what sol is valid? Where the debt occurred or where I currently live?
Robinson's answer
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Answered on August 17, 2012
If a collection agency is "hounding" you, I would recommend that you at least discuss/explore the possibility of filing an abusive debt collector...
Archived
Is it against the law in Maryland if i hide my car from being reposessed.
Robinson's answer
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Answered on August 17, 2012
Once you have a court order against you, the car should be turned over pursuant to the written order. Otherwise, there is no criminal or civil law...
Archived
Do I have a case against Bank Of America for negligence?
Robinson's answer
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Answered on August 06, 2012
What was your goal? (shortsell the house and reduce credit damage?).
Whether its a shortsale or loan mod, has your property lost so much...
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