Archived
I am currently being sued by a JDB. My case is unique in that the account has already been paid in full before they acquired it.
Diana's answer
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Answered on July 11, 2013
The debt collector must prove they own this debt by showing adequate documentation showing the chain of assignment of the debt to them. If they...
Archived
In my local paper under court records there is notice of a civil judgement filed against me. ONLY notice I've rec'd.
Diana's answer
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Answered on July 11, 2013
As previously suggested it would be a good idea to look at the file in court to see what is their basis for service by publication. Not sure if...
Archived
I am 18 years old, I was to rent a house with 7 other students, I am not attending the college anymore, am I held to the lease?
Diana's answer
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Answered on July 11, 2013
If the lease states that it requires a cosigner and is not valid without one, then the lease is not valid based on its own terms. Make sure you...
Archived
Filing for bankruptcy
Diana's answer
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Answered on July 11, 2013
If you filed a Chapter 7 you have to wait 8 years to refile. If it was Chapter 13 then I believe it is either two or three years. Either way, a...
Archived
I dropped my [uninsured] racing motorcycle and damaged another customers motorcycle, in a repair shop. What's my liability?
Diana's answer
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Answered on July 11, 2013
Although not a NY attorney, they probably would be able to hold your bike based on a mechanics lien, as you owe them money for repairs (although...
Archived
How long does it take and what is the process of the creditor once the debt has been settled with payment before garnishment?
Diana's answer
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Answered on July 11, 2013
First I hope that you had something in writing with the collector in case they back down on their promise unless you paid the debt in full as I...
Archived
Do I have to have a court judgement to do a garnishment or can I write up the garnishment and send it to the court.
Diana's answer
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Answered on July 11, 2013
Although not an attorney in MO, I would have to say that you would need a judgment before you collect. Prior to collecting you must have the legal...
Archived
Do I need an attorney
Diana's answer
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Answered on July 11, 2013
I would need more information to answer your question. Are these copays related to an insurance policy covering both you and your husband? If so...
Archived
I just filed ch 7 bankruptcy and was informed that my deceased father left some money to me. What happens to the money?
Diana's answer
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Answered on July 11, 2013
To supplement the above, there should have been a question on your bankruptcy petition asking you whether you believe you might come into any...
WHAT DOES( PL-95-109- S 879)
Diana's answer
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Answered on July 11, 2013
I might be going out on a limb here but if it is not a file number, "PL" could stand for "public law" and S could stand for "Senate report." Of...
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