Can a collection agency in Flor charge me for fraud for defaulted pay day loan

Payday loan companies threaten lots of stuff (in violation of federal and state law) that they very rarely follow through on. You may want to speak...

How can they still be charging me monthly if they sent my amount to collections?

Sending your case to collections doesn't mean that they can't continue to charge you monthly.

Judgment debtor filed BK 5 yrs ago. BK not discharged. Only found out 2 months ago. Am i precluded from now filing claim?

Assuming that the debtor's case was dismissed (not just closed) and your judgment has not expired (I do not know the time period in California),...

Is this all legit? What can I do? Do I have any recourse?

While there are limits on how much of your paycheck can be garnished, there are no such limits on attachment of your bank account. However,...

Can i get this dismissed?? what are the court fees?? Can I just go to the bank and show then the settlement letter??

Make sure you file an answer to the complaint. If you don't, a default judgment can be entered against you, and the letter won't matter. Then...

What does BK Code say timely notification is? 15-30-45 days?

Generally speaking, if they were properly notified (regardless of whether they actually received that notification), the debt was discharged. If...

You do not need to return to the US to *file* for bankruptcy; you probably do need to return for the Meeting of Creditors. Please see my blog...

How does a family member get reimbursed for money loaned to a family member who is unwilling to pay it back?

If someone (a family member or otherwise) won't pay money owed, the only option is to file suit against them. Given the amount, this would need to...

What should I do?

I strongly recommend speaking with an experienced bankruptcy attorney. Most offer free consultations.

Other than bankruptcy is there another way of fighting this

It is likely too long since these events occurred to raise these issues now. A bankruptcy filing is probably the least expensive most certain way...