Credit report

I do not understand your question.

I defaulted on multiple accounts with the same lender, so would the lender pursue multiple judgments or one large judgement?

Assuming there were five separate notes, it can seek to do either. Why would it matter?

How do I handle a collection from harassing me

I agree with the other attorneys' excellent answers. Speak with a consumer protection attorney immediately.

How can I stop bank account garnishments that I suspect are illegal/unethical?

You need to hire a lawyer to deal with this.

Can I file bankruptcy on private student loans

"Undue hardship" is a very difficult standard to meet. In nearly all cases, you will need to file a lawsuit in the bankruptcy to show this....

How do I stop a garnishment & what is the statue of limitations on collecting a bill?

There are two ways to stop a garnishment: (1) pay the debt in full; (2) file for bankruptcy. Before a garnishment can be entered, you first have...

Will I go to jail for defaulting on a couple of payday loans in Idaho?

The short answer is, "no." You might want to look at a bankruptcy filing, particularly if you have other debt. Speak with a bankruptcy attorney...

Months ago I subscribed to TransUnion, and have come to regret it. How do I cancel it?

You might check out this thread: https://www.quora.com/What-are-the-steps-to-cancelling-a-TransUnion-credit-report-monitoring-membership

A agree--your acronyms are obscure. And what is the relation with the debt collectors and the 10 nights in ocj. celco (whatever that is)? And what...

Can they continue to call and harash me or is it over?

Just because you don't make enough to have your wages garnished has nothing to do with whether you still owe the debt.