What kind of attorney? Can they garnish my husband wages?

Yes, he should get an attorney. I recommend that he retain a collection attorney or a civil defense attorney. Brett...

Should I file for chapter 7 or chapter 13 bankruptcy protection

First, Gabriel's comment regarding median income is incorrect. Even if you are above the median income--in many cases, even if you are...

What is the maximum amount of interest and late fees a creditor can charge for a debt under IN state law

It may not be this simple. Many lenders, such as payday loan companies, credit card companies, etc., have what is called a "choice of law"...

Under OH bankruptcy law is a debtor entitled to money damages if car was mistakenly repossessed during bankruptcy

If you won a money judgment against the car company, you can ask the Court to issue a writ of garnishment against the company's bank accounts or...

What is legal when it comes to a creditor withdrawing money out of your bank account without being authorized?

If there is a judgment, the creditor can file a garnishment of bank accounts, which appears to have done in this case. Filing a garnishment on a...

Can a bankruptcy trustee seize property to which debtor is beneficiary of a Will

It seems that your father has what is called a remainder interest in the property. That is, upon your grandfather's death, your father becomes the...

You would need to file a Chapter 13 to "strip off' a wholly unsecured second mortgage; it can't be done in a Chapter 7. Brett...

State of Ohio tax lien (non-income tax)

According to this website (http://www.stewartaffiliates.com%2Fdownload%2F772%2Fbulletins%2Falert-2006-08-18.PDF) it would appear to be 12...

CO debt collection/settlement, seeking mechanics lien

Mechanic's liens are a creature of state law, differ from state of state, and I'm unfamiliar with what Colorado requires. I strongly recommend...

Sometimes, lenders won't claim abandoned vehicles, but won't release the vehicle either. I have suggested that clients drive the vehicle to a...