When filing a bankruptcy petition can you leave off certain creditors

No. You are required to list all your assets and all your debts. Note that if you list your home or car payments, you generally can continue to...

Seeking bankruptcy attorney in South Plainfield NJ area

I recommend checking the National Association of Consumer Bankruptcy Attorneys website at www.nacba.org. Brett...

Can I discharge my federal student loans in bankruptcy

They must be included, but can be discharged only if you can show "undue hardship," which is generally a very difficult standard to meet. You...

How can I stop the garnishment of my paycheck

Yes. Brett...

What are our options if we are behind in our chapter 13 payment

I strongly recommend discussing with your attorney what options you may have. These may range from filing a Motion to Modify Plan, or seeking a...

Two people have a car loan, one person is filing bankruptcy, can the other person keep the loan?

Assuming the Chapter 7 trustee doesn't sell the car, yes. But if you both also own the car, the person who filed is getting to keep half the car...

Are there any good alternatives to filing for bankruptcy

CCCS can't help with mortgages, car loans or student loans. Even if you pay on time, if you're only making the minimum payment you're not going...

Can I file Bankruptcy due to medical bills?

It is at least something to consider. I recommend speaking with a local bankruptcy attorney to see if this is your best option. Brett...

If I file bankruptcy are the funds I have in a 401K plan available to creditors?

No. Retirement accounts are fully exempt. Brett...

All you need to do is figure out the forms that need to be prepared, fill them out correctly, file them with the Court, follow up, and make sure...