Archived
Being forced into Bankruptcy - in Fed case TILA RESPA - can we file BK and preserve TILA case? 21 mos since Notice to cancel.
Brett's answer
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Answered on January 15, 2010
The answer depends on whether you can exempt the eventual proceeds from the case. I strongly recommend speaking with a local bankruptcy attorney to...
Archived
What implications can 'involuntary bankruptcy' have if a creditor pursue's this remedy?
Brett's answer
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Answered on January 15, 2010
An involuntary bankruptcy is extraordinarily expensive for the *creditor*, and I've never heard a credit card company filing an involuntary against...
Archived
How much does chapter 7 bankruptcy cost in Connecticut?
Brett's answer
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Answered on January 15, 2010
Bankruptcy is certainly an option he should explore. Fees vary tremendously, depending on the details of the case, the experience of the attorney,...
Archived
Can one spouse file for bankruptcy on their bills alone and not affect spouse?
Brett's answer
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Answered on January 15, 2010
Unless you live in a community property state, if you have no joint debt (or the only joint debt is a mortgage or car loan), filing individually...
Archived
If you are filing bankruptcy, can you include a creditor that is taking you to court?
Brett's answer
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Answered on January 15, 2010
Not only *can* she, she must. You are required to list *all* creditors when you file for bankruptcy; you can't pick and choose who's included.
Archived
Ex-wife and I have over 300K in consolidated student loan debt. Can l declare bankruptcy because of hardship on my dependants?
Brett's answer
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Answered on December 29, 2009
It is very difficult to discharge student loans in bankruptcy. Even if you might be able to do so, the determination is extremely fact-dependent. I...
Archived
My partner has a loan which his parents co-signed for. They are now filling for bankruptcy. Will this affect his credit rating?
Brett's answer
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Answered on December 29, 2009
Yes, the loan will be included in their bankruptcy. Yes, the bank can expect your partner to pay the loan in full--that's why banks get co-signers....
Archived
Can a town take money from my bank account for owed taxes without notifying me first?
Brett's answer
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Answered on December 29, 2009
The answer depends on whether (1) the town first got a judgment; or (2) whether the law allows them to do this. You should speak with a CT attorney...
Archived
What is the cheapest quickest way to get my exhusband's name off my mortgage?
Brett's answer
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Answered on December 29, 2009
The only ways to have his name removed from the mortgage are:
1. The lender voluntarily agrees to it (very rare);'
2. Refinance or pay off...
Archived
I am on bankruptcy and I am still facing foreclosure on my home?
Brett's answer
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Answered on December 29, 2009
Filing for bankruptcy generally does not relieve you of your obligation to continue to make your mortgage payments. Depending on the chapter you...
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