Archived
Do I need to inform the court about a car that I financed after my case was dismissed now that it has been reinstated?
Brett's answer
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Answered on June 24, 2012
Yes, you need to notify the Trustee and the Court. Generally, you are not allowed to borrow money during a bankruptcy without Court approval....
Archived
Bankruptcy Chapter 7 or 11? I have 12K in credit card bills
Brett's answer
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Answered on June 24, 2012
There is no minimum amount of debt to file for bankruptcy. Whether it makes sense for you to file based on $12,000 of debt depends; I will often...
Archived
We're being threatened of a judgment against us because we have a judgment against the guy they're going after. He owes us!
Brett's answer
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Answered on June 24, 2012
It is impossible to answer your question without reviewing the complaint. I strongly recommend speaking with a local attorney before the time for...
Archived
I filed chapt 13 3 years ago, i just finished paying my 36 month plan so my case has not been discharged yet,
Brett's answer
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Answered on June 24, 2012
Generally speaking, you cannot add post-filing debt to the Plan. There may be exceptions for tax debt and secured debt, such as your...
Garnishment
I am a real estate professional and work on commission only basis. Can a creditor still garnish my earnings.
Brett's answer
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Answered on June 24, 2012
A garnishment order requires an employer to withhold employee wages on a continuing basis. Even though you weren't owed money when it was received,...
Archived
Need help
Brett's answer
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Answered on June 10, 2012
The bank can sue you for the amount of the check.
Archived
CACH, LLC collection agency filed complaint. Can I ask court in Answer to settle debt amount for less than being sued for?
Brett's answer
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Answered on June 10, 2012
The Court generally will determine only how much you owe. It can not negotiate on your behalf or impose a settlement that is not agreeable to all...
Archived
I was late on my car payment and when I woke up it was gone.I was only one day late. And they told me I cancelled but I never di
Brett's answer
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Answered on June 10, 2012
I recommend speaking with a local consumer protection attorney. He or she can properly advise you what your rights are and whether you can get the...
Payday loans, do they affect credit score?
Brett's answer
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Answered on June 10, 2012
If it is reported to a credit reporting agency, it would affect your score.
Archived
425k failed business debt 2 partners both have homes tied up on the note if one claims bankruptcy does any of the debt come off
Brett's answer
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Answered on June 10, 2012
Most business loans provide for "joint and several liability". This means that each of the guarantors/co-signers are liable for the full amount of...
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