Would a prudent attorney run up their billable hours for their client judgment creditor? ...........

Most collection attorneys handle consumer cases on a contingency, not an hourly.

I am an landlord trying to file an notice to quit before my tenants file for bankruptcy, how do I go about doing so .

You best bet is to file this in the landlord/tenant section.

Bankruptcy: Adversarial hearing asking for default judgment not to be discharged.

If the judgment is declared non-dischargeable it is treated as if you had never filed for bankruptcy.

How long does it take? what should I do? did they do the right legal thing?

Paying a debt does not remove it from your credit report. It only changes the balance to zero and stops future negative updates.

Can a debt collector stop garnishment withholdings after the paperwork has been sent to my employer? I received a summons

Yes, it can.

Can a debt collector stop garnishment withholdings after the paperwork has been sent to my employer? I received a summons

Yes, it can.

Selected as the best answer

The judge put a lien on martial home( which ex received in the settlement) until he pays me cash judgement. Ex's attorney wants

I agree with Robert.

Debt Settlement or Debt Consolidation?

Debt settlement can be a scam. See my blog on this issue at http://www.bankruptcylawnetwork.com/2010/08/16/are-debt-management-programs-a-scam/

What is my recourse if the state trustee did not remove me from title on a free and clear property at discharge?

Have you spoken with the Chapter 7 Trustee's office? If the properties were free and clear, it is likely that they would have been administered by...

Will I be forced into a chapter 13?

you cannot be forced into a Chapter 13. You must voluntarily convert.