Does a late payment affect your credit score?

If he is required to make payments biweekly but he makes them monthly, they are late and can be reported as late to the credit bureaus.

How long do I have to save my home after a Chapt 13 dismissal ? I have the funds to catch up the late mortgage payments .

I agree with Ms. Golant.

How likely is trustee likely to dismiss chapter 13 for unapproved credit

I'm not familiar with the Louisiana trustees. Your best bet is to ask your lawyer how best to proceed.

We were recently sued, though we have filed "general denial" are we protected if we file bankruptcy?

A bankruptcy will generally stop all pending lawsuits against you. Depending on which state you live in, you may be able to "homestead" or exempt...

While you are in Chapter 7 bankruptcy can you accept monetary gifts at Christmas under $300.00?

Generally speaking, yes you can accept the gift, and no you do not need to report and turn it over.

It begins after the case is filed, and it's 180 days, not 6 months. Lottery winnings are not included, but may affect the "good faith" requirement...

If I get a foreclosure summons can I pay the arrearage in court and save my home?

Generally speaking, so long as all arrearages are paid before the foreclosure, you should be able to save your home. State laws may vary, so you...

Granted Chapter 7 Bankruptcy 2010. Homeowners Assc. in State of GA listed. Do you have to pay fees incurred after bankruptcy?

You are required to pay HOA/condo fees that come due between the date the Chapter 7 was filed and the date of foreclosure or transfer of the...

Can a creditor still sue me while they are in non compliance of the credit act?

Yes the creditor can still sue you. As noted, you may have a counterclaim against it, but only if you file an answer to the complaint and make the...

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The DOJ said I'm all clear for discharge in my bankruptcy case , how long before its actually entered?

Assuming there are no other issues, anywhere from a week to a couple of months.