Is it legal to collect on a defaulted flex loan that can still be used?
You defaulted. The lender is not required to send you a bill after you do. Speak with an attorney if you can't bring the loan payments current.
Greenbelt, MD
Bankruptcy and debt Lawyer at Greenbelt, MD
Practice Areas: Bankruptcy & Debt, Chapter 7 Bankruptcy ... +2 more
You defaulted. The lender is not required to send you a bill after you do. Speak with an attorney if you can't bring the loan payments current.
I read your first sentence, "Personal chapter 11 bankruptcy, filed pro se." Filing any chapter of bankruptcy pro se is a very bad idea. Filing...
You need to discuss this issue with your bankruptcy attorney. If you do not have one, you need one immediately!
You absolutely want to have a lawyer. I have changed the practice area to criminal law.
It's possible. Generally speaking, it will not.
You have not provided enough information to answer your question. Judgments in Michigan are good for 10 years, but can be renewed. I recommend...
I have moved the practice area to criminal law.
In most cases, you can negotiate a payment arrangement with the attorney. But they are not required to do so.
This is NOT a DIY project. Hire an experienced attorney to deal with this issue.
You are required to schedule *all* of your debts, so yes, they should be included. It is unclear what type of debt this is, so it is not clear...